Job Duties and Responsibilities:
Serves as the primary resource and liaison with the loan customer to assure that requests are responded to quickly and effectively. Assures that the day-to-day needs of the customer are met.
Prepares cash flow and collateral analysis for presentation to lenders and subsequently credit administration and loan committee to ensure optimum credit quality, profitability, and policy adherence.
Advises loan officers on the structure of credit presentations, serves as the regional liaison with credit administration department in the review and approval of loan presentations and monitors loans through the approval process.
Monitors existing loans to ensure complete conformity with terms and credit quality. Utilizes internal reports to recommend and implement corrective action when necessary to ensure the stability of the loan portfolio.
Conducts assessments of collateral to ensure quality and soundness of the Southern Metro (Des Moines) region loan portfolio. This may include construction inspections.
Represent the bank in a positive light in all professional duties.
Participation in civic and community affairs to promote a strong, involved community image for the bank.
This role may require company travel and you will need to have a valid drivers license for all business travel for Lincoln Savings Bank.
Necessary Skills and Attributes:
Bachelor’s degree in finance or related field required
3 to 5 years commercial loan or credit experience required
Prior tax credit financing experience is recommended.
Excellent communication skills
Ability to work independently
Equal Opportunity Employer, including Veterans and Individuals with Disabilities.
